Identity Theft Research Paper

Identity Theft Research Paper-71
Instead, they've shifted to online transactions and got more savvy, opening new accounts as a means of compromising those consumers already have.For instance, cybercriminals might pull a consumer's passwords and other personal information from a poorly secured cell phone account and then use the purloined information to open Pay Pal (PYPL) and Amazon (AMZN) accounts.

Instead, they've shifted to online transactions and got more savvy, opening new accounts as a means of compromising those consumers already have.For instance, cybercriminals might pull a consumer's passwords and other personal information from a poorly secured cell phone account and then use the purloined information to open Pay Pal (PYPL) and Amazon (AMZN) accounts.

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Not every entity that might ask for it (think: summer camp or the doctor's office) actually requires it."Once it's out of your hands …

there's not a lot you can do," said Velasquez.

"You're counting on the company to be good stewards of that information."It's also important to talk to your kids about protecting their information, said Amissi at Identity Guard.

Parents should know what personal information their children are storing on electronic devices or sharing with third parties, she said, and teach them safe internet behaviors — including how to spot potential scams and phishing attempts.2.

Lock down documents Familiar fraud is often a crime of opportunity: The perpetrator either already knows or has easy access to a child's Social Security number and other details.

Identity Theft Research Paper

Keep any sensitive personal and financial information out of sight, said Velasquez at ITRC.Lock up paper documents such as birth certificates and tax returns, and password-protect your home electronic devices.3.Freeze your child's credit Depending on the state where you reside, you may be able to proactively freeze your child's credit file so that no one (not even your child) can open new lines of credit in his or her name, Velasquez said.Among notified breach victims last year, 39 percent of minors became victims of fraud, versus 19 percent of adults, according to Javelin.While adults make prime targets for their account balances, the "blank slate" a child provides can enable a criminal to do more damage by opening new lines of credit before someone catches on.But experts say untangling identity theft and fraud committed against a minor is just as complicated as when an adult is the victim.You'll still have to go through the same steps with that bank or creditor to prove the fraud, said Melba Amissi, chief operating officer at Identity Guard, which sponsored the Javelin report.The high rate of familiar fraud makes it tougher to build your case, said Javelin's Pascual.Perpetrators may have used your verified home address or phone to apply for the account, for example."We've Jedi mind-tricked ourselves into thinking this is an adult problem."Minors face some of the same risks as adults do, with their information being compromised in data breaches.But thieves are more likely to capitalize on kids' data.

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